RBC Portfolio Solutions

Strategic thinking. Simple solutions. Smart investing.

Trying to fit investing for your financial future into your everyday life can be a challenge. Many investors today are looking for ways to reduce the amount of time and worry spent on their investments.


Invest with peace of mind

Strategic thinking. Simple solutions. Smart investing.

Investing in an RBC Portfolio Solution means having peace of mind in knowing we are taking the time to manage your investments day-to-day, month-to-month – so you don’t have to. We have a portfolio solution to meet all your investment needs:

Looking for a short term or long term investment that matches your investment profile


Saving for your child’s education


Saving for your retirement


Looking for income from your investment


Why RBC Portfolio Solutions?

Through the simplicity of one investment decision, investors in an RBC Portfolio Solution benefit from:

  • Diversification by asset class, geography and industry sector
  • Expert asset allocation and ongoing monitoring
  • Professional and active management of RBC Global Asset Management

Diversification

The core belief behind the need to diversify your investment portfolio is that all asset classes do not move in the same direction to the same degree at the same time in response to global markets or economic events. Investing in a diversified mix of equities, fixed income and cash can help steer you through market conditions and help protect you from short-term market declines. Assets that increase in value can compensate for others that may be standing still or decreasing, thereby helping to reduce risk and smooth out the returns in your portfolio over the long term.

Click the buttons below to see how different asset classes have performed over time.

Global
Bonds
9.6%
Canadian
Bonds
6.4%
Cash
 2.6%
Balanced
-13.3%
U.S.
Equities
-22.9%
U.S. HY
Bonds
-25.7%
International
Equities
-29.6%
Canadian
Equities
-33.0%
EM
Equities
-41.6%
EM
Equities
51.6%
U.S. HY
Bonds
44.5%
Canadian
Equities
35.1%
Balanced
14.4%
International
Equities
11.9%
U.S.
Equities
9.3%
Canadian
Bonds
5.4%
Global
Bonds
1.1%
Cash
0.4%
Canadian
Equities
17.6%
U.S. HY
Bonds
14.3%
EM
Equities
12.7%
U.S.
Equities
9.2%
Balanced
8.9%
Canadian
Bonds
6.7%
Global
Bonds
3.8%
International
Equities
2.5%
Cash
0.4%
Canadian
Bonds
9.7%
Global
Bonds
6.5%
U.S. HY
Bonds
5.7%
U.S.
Equities
4.3%
Balanced
1.5%
Cash
0.9%
Canadian
Equities
-8.7%
International
Equities
-10.3%
EM
Equities
-16.4%
EM
Equities
15.6%
U.S. HY
Bonds
15.4%
International
Equities
14.4%
U.S.
Equities
13.1%
Balanced
7.9%
Canadian
Equities
7.2%
Global
Bonds
5.3%
Canadian
Bonds
3.6%
Cash
0.9%
U.S.
Equities
41.6%
International
Equities
31.0%
Balanced
14.2%
Canadian
Equities
13.0%
U.S. HY
Bonds
7.1%
EM
Equities
3.9%
Cash
1.0%
Global
Bonds
1.0%
Canadian
Bonds
-1.2%
U.S.
Equities
24.4%
Balanced
11.4%
Canadian
Equities
10.6%
Global
Bonds
9.4%
Canadian
Bonds
8.8%
EM
Equities
6.6%
U.S. HY
Bonds
4.3%
International
Equities
3.7%
Cash
0.9%
U.S.
Equities
20.8%
International
Equities
19.0%
Balanced
6.5%
Canadian
Bonds
3.5%
EM
Equities
2.0%
Global
Bonds
1.9%
Cash
0.6%
U.S. HY
Bonds
-2.7%
Canadian
Equities
-8.3%
Canadian
Equities
21.1%
U.S. HY
Bonds
14.3%
U.S.
Equities
8.6%
EM
Equities
7.3%
Balanced
6.5%
Global
Bonds
3.5%
Canadian
Bonds
1.7%
Cash
0.5%
International
Equities
-2.5%
EM
Equities
28.3%
International
Equities
16.8%
U.S.
Equities
14.1%
Canadian
Equities
9.1%
Balanced
8.8%
U.S. HY
Bonds
6.4%
Canadian
Bonds
2.5%
Global
Bonds
1.8%
Cash
0.6%

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Source: RBC Global Asset Management Inc. All performance is in C$. TR represents total return.

Balanced Portfolio represented by 2% Cash, 43% Fixed Income, 19% Canadian Equities, 20% U.S. Equities, 12% International Equities and 4% Emerging Market Equities.

Please read the prospectus or Fund Facts document before investing. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. RBC Funds and PH&N Funds are offered by RBC Global Asset Management Inc. (RBC GAM) and distributed through authorized dealers. The information contained in this document has been compiled by RBC GAM from sources believed to be reliable, but no representation or warranty, express or implied, is made by RBC GAM, its affiliates or any other person as to its accuracy, completeness or correctness.

® / ™ Trademark(s) of Royal Bank of Canada. Used under licence.
© RBC Global Asset Management Inc. 2018


Asset allocation and ongoing monitoring

The mix of stocks and bonds is a key determinant of portfolio success. But the right mix for each investor depends on investment objectives, time horizon and risk tolerance. That’s why we have a variety of Portfolio Solutions to meet your investment needs, whether you are accumulating savings, investing for income, or saving for your child’s education.

At RBC Global Asset Management, we strive to add value to your investments by continuously monitoring the markets and actively applying research-driven investment management to each RBC Portfolio Solution. Our portfolio managers employ fundamental, quantitative and technical analytical methods to evaluate securities in each fund.

Professional, active management

All RBC Portfolio Solutions reflect the most current outlook of the RBC GAM Investment Strategy Committee, a group of senior RBC investment professionals who have global investing expertise in fixed income and equity markets. This allows investors to take advantage of timely opportunities based on current developments and the outlook for the economy and capital markets.

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